Non-QM, Portfolio, Non-Agency, Non-Conforming – call it what you want
- we simplify and support all your lending needs beyond Agency.
Vista Point Mortgage is a unique investor that provides an alternative
lending platform offering a distinct model that meets the highest
standards of credit and service.
Vista Point Mortgage equips Originators and Lenders with unique credit solutions to seize opportunities in the Non-Agency mortgage market. Built on a strong foundation of integrity and expertise, we deliver solution-oriented, easy to use products that meet the demands of today’s borrowers. Our approach is highly tailored and customer-centric, and we are focused on the growth and success of our partners, and the Non-Agency mortgage market at large.
Depth of Experience gives Vista Point Mortgage its knowledge, and
Proven Results gives us our confidence to deliver.
Our focus on one sector of the market means we advance highly original and designed products that specifically address the changing needs of the Non-Agency space. This innovation is framed and validated by our team of trusted industry experts.
We offer time-saving flexibility by providing a highly customized service, with solutions tailored to your specific needs.
Our straightforward product offering cuts through the noise of Non-Agency lending. With our simplified programs and pricing, your company can intuitively take control of the origination and manufacturing process. Additionally, Vista Point Mortgage’s unique execution model ensures speedy purchases and data integrity. We are the Non-Agency cash window.
The Vista Point Mortgage team brings together decades of thought leadership and success from the mortgage industry.
Jim Malloy brings over 22 years and $170 billion of capital markets and operations experience to the team. Prior to joining Vista Point Mortgage, Mr. Malloy was SVP at Impac Mortgage Holdings since 2003, where he managed a variety of capital markets, corporate and operational functions. During his tenure, he oversaw execution of all asset sale and financing transactions, including multiple forms of securitizations, both public and private. Prior to joining IMH, Mr. Malloy spent several years in ABS/RMBS/Structured Products banking, at firms including Merrill Lynch, Salomon Smith Barney and Bank One (with an emphasis on securitization of consumer and commercial assets), as well as at a pre-IPO technology start-up.
Allison Ashmore brings specialized non-QM acumen and a decade of sales experience to her role at Vista Point Mortgage. She is responsible for business development, marketing and running the sales operation. Prior to joining Vista Point Mortgage, Ms. Ashmore was the Director of Correspondent Sales for the Western Region at IMH, where she led the top producing sales team. At IMH, she was part of the initial market release of non-QM in 2014. Through this initiative she developed an adept understanding of the non-QM product and marketplace and its challenges and opportunities. Prior to the mortgage industry, Ms. Ashmore developed her strategic and solution-oriented sales approach in the primary and secondary art markets at Sotheby’s and various galleries.
From 1995 to 2017, William Ashmore was a Co-Founder and President of Impac Mortgage Holdings, a publicly traded mortgage and investment company. During this time, he oversaw the origination of over $100 billion in mortgage loans, securitization of over $75 billion, and investment of over $60 billion non-agency MBS. Currently, he is the Founder and CEO of Vista Point Mortgage Financial Holdings, LLC. He not only oversees the firm’s sales and operational activities, but also works closely with our capital partner and secondary marketing team.